Mekhala Capital

Three programs.
One consistent purpose.

Each course is structured for a different depth of engagement — from an introduction to Thai insurance basics, through to a complete integrated review of your household's protection picture.

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Mekhala Capital course solutions

How we build a program that holds.

Every Mekhala Capital program follows the same underlying logic: begin with the concepts that most people have encountered but never fully understood, build progressively toward the decisions they are actually facing, and conclude with a practical output they can use beyond the course. No step skips ahead. No material assumes prior financial training.

PHASE 01

Foundation

Core concepts explained from the ground up — insurance structures, pricing logic, coverage types. No jargon without definition.

PHASE 02

Application

Material connects to real decisions — reading your own policy, assessing gaps, understanding the trade-offs of acting now versus waiting.

PHASE 03

Integration

Learners consolidate their understanding into something usable — notes, a folio, or a clearer set of questions for their next advisor conversation.

Understanding Personal Insurance in the Thai Market

Understanding Personal Insurance in the Thai Market

A seven-week course covering life, health, accident, and critical illness coverage as structured for the 40+ learner in Thailand. Material includes how insurers price age, the realistic trade-offs of buying coverage later in life, the reading of policy terms with care, and the coordination between employer-provided coverage and personal policies. The course does not recommend specific products; it equips learners to hold clearer conversations with licensed advisors.

How Thai insurers structure life and health products
Age-related pricing — what changes at 40, 50, and beyond
Reading policy exclusions, terms, and conditions accurately
Coordinating employer-provided and personal coverage
Preparing informed questions for your licensed advisor
  1. Weeks 1–2: Insurance fundamentals and the Thai regulatory environment
  2. Weeks 3–4: Life and health product structures in detail
  3. Weeks 5–6: Policy document reading and critical illness coverage
  4. Week 7: Practical review and reflection — applying the learning

Planning Protection for the Household

An eleven-week program for learners who wish to review the household's protection picture in its entirety — insurance, reserves, and contingency planning as a coherent whole. Topics include realistic reserve sizing for a 40+ household, the integration of insurance with savings, and the thoughtful review of existing policies across the family. The program emphasizes calm assessment over sweeping changes.

Realistic reserve sizing for a 40+ household in Thailand
Integrating insurance with existing savings structures
Reviewing existing policies across all family members
Identifying coverage gaps without overreacting to them
Contingency planning frameworks for the household
  1. Weeks 1–3: The household protection landscape and how to map it
  2. Weeks 4–6: Reserve structures, savings coordination, and gap analysis
  3. Weeks 7–9: Family policy review methodology
  4. Weeks 10–11: Contingency planning and calm reassessment practice
Planning Protection for the Household
An Integrated Later-Life Protection Program

An Integrated Later-Life Protection Program

A fifteen-week program weaving insurance, healthcare reserves, cashflow protection, and household records into one considered practice. Participants assemble a household protection folio — a summary of policies, reserves, contacts, and contingency notes that family members could reference if needed. The folio is intended to be reviewed once or twice a year. Two optional mentor conversations support the program.

All content from Courses 01 and 02, deepened
Healthcare reserve planning alongside insurance
Cashflow protection and household record structuring
Build a household protection folio for family reference
Two optional scheduled mentor conversations included
  1. Weeks 1–4: Insurance and healthcare reserve foundations
  2. Weeks 5–8: Cashflow protection and household records
  3. Weeks 9–12: Folio assembly — drafting your household document
  4. Weeks 13–15: Integration, review, and annual maintenance practice

Finding the right starting point.

If you are new to thinking about insurance in depth, Course 01 is the natural place to begin. If you already have a sense of your coverage but want to see the full household picture, Course 02 is designed for that. Course 03 is for those who want to bring everything together into a coherent, living practice.

What's Included Course 01
฿3,690 · 7 wks
Course 02
฿6,790 · 11 wks
Course 03
฿10,790 · 15 wks
Insurance fundamentals
Thai market context
Policy document reading
Household reserve sizing
Family policy review framework
Cashflow protection planning
Healthcare reserve planning
Household protection folio
Mentor conversations (×2)

Straightforward course fees, in Thai Baht.

฿3,690

7-week program · One payment

  • Insurance fundamentals
  • Thai market context
  • Policy document reading
  • All weekly materials
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฿10,790

15-week program · One payment

  • Everything in Course 02
  • Healthcare reserve planning
  • Protection folio assembly
  • 2 mentor conversations
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Professional commitments that span all three programs.

PDPA Compliant

Learner data handled in full compliance with Thailand's Personal Data Protection Act.

Annual Content Review

Materials updated each year against current OIC regulations and Thai market practice.

No Product Referrals

We accept no fees from insurers, advisors, or financial institutions of any kind.

Personal Support

Questions answered by a real team member, not an automated system.

Send us a message and we'll help you decide.

A short conversation is usually all it takes to find the right starting point — and there is no obligation attached.

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